Opposition bank N26 is adding a 3rd membership product called N26 Smart. N26 Smart is developed to be a mid-tier registration strategy with advanced banking attributes yet without a travel insurance policy bundle.
In Europe, along with the cost-free plan, N26 currently offers two subscription tiers called N26 You and N26 Metal. N26 You costs EUR9.90 each month and also features higher restrictions, such as five totally free ATM MACHINE withdrawals instead of 3 and also free withdrawals in foreign currencies.
With an N26 You account, you can develop sub-accounts (N26 Areas), share them with other N26 individuals or utilize them to save money. As an N26 You customer, you additionally obtain a travel insurance coverage bundle with clinical travel insurance coverage, trip and flight insurance and also even more. You can additionally access some partner uses.
N26 Steel is the most costly strategy and costs EUR16 In enhancement to every little thing in N26 You, you obtain automobile rental insurance coverage when you’re abroad as well as phone insurance coverage.
The new N26 Smart registration expenses EUR4.90 and also functions well for people that don’t need travel insurance coverage. With an N26 Smart registration, you can create approximately ten sub-accounts. You obtain five totally free ATM withdrawals monthly. You can also call N26 assistance directly along with in-app support conversation.
N26 is introducing a new round-up feature for N26 Smart users. It allows you round each purchase approximately the nearby Europe and also save it in a separate sub-account. N26 Smart account additionally access colorful debit cards– the exact same shades as N26 You.
In the close to future, N26 You will certainly become N26 International. N26 Steel will certainly end up being N26 Unrestricted.
As for the cost-free N26 Standard account, the company desires to concentrate on digital cards. Some users are going to switch over to the N26 Smart strategy to keep some of the functions that they have actually been making use of with a totally free account.